DANA, QRIS and Legal Access Rules
Our Legal terms apply to the account path, wallet records and lobby access you use from Indonesia. We may request phone verification before account access, then match payment references when you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. These checks help us
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keep records connected to the correct account, but they do not change the rule that access depends on local law. If you are in Bandung or elsewhere in Indonesia, read the current wording before opening an account and contact us when a clause is unclear. Our
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policy also explains how account data, device details and transaction references are stored, reviewed for account administration and handled when you ask for a correction.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.